Saturday, June 25, 2022

High Yield Savings Accounts (HYSA)

a/o 6/25/22

Bread Financial (formerly Comenity Bank) - 1.65%

Bask Bank - 1.61% APY (or, American Airlines AAdvantage® miles)

UFB Direct - (Axos Bank) - 1.51% APY

CIBC Agility - 1.27% APY

LendingClub Banking - 1.26% APY

SoFi - 1.25% APY

My Banking Direct (NY Community Bank) - 1.25% APY

briodirect - 1.15% APY

Barclays - 1.10% APY

Synchrony Bank - 1.10% APY

Live Oak - 1.05% APY

SalemFivedirect - 1.01 % APY

Marcus (by Goldman Sachs) - 1.00% APY

Capital One 360 Performance Savings - 1.00% APY

Ally Bank - 1.00% APY

Colorado Federal Savings Bank (CFSB) - 1.00% APY

American Express National Bank - 0.90%

Discover Bank - 0.90% APY

CIT Bank - 0.85% APY

sallie mae - 0.80% APY

PenFed - 0.75% APY

American Express Online Checking - No Joint Account Holder (yet)

I went and opened a new (just released) online checking account through American Express. You must be a cardholder.

Much to my dismay, there is no option to add a joint account holder, such as my wife.

I called, and a very nice lady indicated that this option would be available at the end of the year. It was also refreshing that I was immediately put through and did not have to wait. 

I asked her to cancel the account until such time they offer the option and she did.


Thursday, June 23, 2022

Purchased a Breville Juice Fountain Cold Plus from Williams-Sonoma

We recently purchased a Breville Juice Fountain Cold Plus from Williams-Sonoma. It retails for $298.50 in the store. I noticed online it sells for $279.95 with free shipping. You can also purchase it from Crate and Barrel, and Bed Bath & Beyond.

 

Purchasing a Casper Mattress Using Affirm

If you're a first-time Casper customer, you can get 25% off a Casper mattress with this referral

About a year and a half ago we purchased a twin-sized original hybrid mattress from Casper for my son. We also purchased a foundation (box spring) with a metal bed frame. He is quite pleased. 

We are now about to purchase a full-size original hybrid mattress. It is on sale for $1355.75, which is 15% off the list price of $1595. 

We have had a Heavenly Mattress from Westin Hotel. We were quite please with that one too. In fact, I think the Casper bed is just as comfortable, if not more.

We will buy using Affirm, a buy now, pay later service. The last time we were able to purchase the mattress with 0% APR with payments spread out over 18 months.

Affirm is a publicly-traded company, listed on the NASDAQ.

We will buy it through mail-order. But they now have stores in malls.

We have bought 3 Casper pillows from Target. They cost $65.00 each. Never had a pillow like it. Bed, Bath, and Beyond also sell them.

If you're a first-time Casper customer, you can get 25% off a Casper mattress with this referral


Friday, June 10, 2022

Marriage Prayer

Taken From Kerry Kirkwood's Book, The Power of Blessing

I believe that you are a gift from God, and I receive you as my covenant partner. I bless you with the joy of the Lord. I bless you with the peace of God to rule in your heart. May you fulfill all that God has in store for you! Today I bless you as my own flesh, and all the days of your life we will be blessed of the Lord. I am honored to be married to you.


How Much Do You Love?

Pastor Robert Jeffress yesterday on his Pathway to Victory broadcast read a quote by Dorothy Day that read, "I really only love God as much as I love the person I love the least."

Luke 27-28 (TLB) says: "Listen, all of you. Love your enemies. Do good to those who hate you. (28) Pray for the happiness of those who curse you; implore God's blessing on this who hurt you.

Washington, NJ July 4th, 2022 Celebration

 Download file here


US Government Series I Savings Bonds @ 9.62%

Info on US Government Series I Savings Bonds can be purchased through Treasury Direct. Additional information can be found here. There is a $10,000 buy limit per year. The yield is 9.62% over 5 years. It resets each year.

Suze Orman thinks it is a good idea.

See additional article from the NY Times article.